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Full Coverage

Insurance Glossary

An informal shopping term rather than an actual coverage, generally meaning liability plus collision and comprehensive on the same auto policy. No policy is labeled full coverage and the phrase appears nowhere on a declarations page, so two people who describe themselves as fully covered may carry very different limits. It does not imply unlimited protection, and it says nothing about whether uninsured motorist, medical payments or rental reimbursement are included.

This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.