Frequently Asked Questions
Find answers to common questions about how our free insurance quote request service works.
What is InsureCompareNow.com?
InsureCompareNow.com is a free service that connects auto and home insurance shoppers with providers. You tell us about your vehicle or your property and the coverage you are looking for, and we forward your request to licensed insurance carriers, agents and marketing partners who can quote you in your state.
Are you an insurance company?
No. InsureCompareNow.com is not an insurer, an agency, or a broker. We do not underwrite policies, set rates, bind coverage, handle claims, or provide insurance advice. Any policy you buy is a contract between you and the company that issues it.
Is there a cost to use this service?
No. The service is completely free for consumers and there is no obligation to buy anything. You can review whatever you are offered and decide on your own timeline.
How do I get quotes?
Choose auto or home insurance, enter your ZIP code, and answer a few short questions. We use those answers to connect you with licensed providers who write that coverage where you live.
What types of insurance can I request quotes for?
Auto insurance and home insurance. Use the navigation above to start with whichever one you need, or do both.
How many quotes will I receive?
It depends on how many providers are actively quoting your coverage type in your state and on the details you provide. You may hear from more than one, which is the point: hearing from several providers is the best way to understand what a fair rate looks like for you.
Is the quote I receive my final price?
Usually not. A quote is based on the information available at the time. Before a policy is issued, an insurer typically verifies details such as your driving record, claims history, or the condition of your property, and the final rate can change as a result. Answering accurately up front keeps the quotes you are offered closer to what you would actually pay.
Will requesting quotes affect my credit score?
Insurers that use credit information for quoting generally do so through a soft inquiry, which does not affect your credit score. If you want specifics, ask the carrier or agent what they check before you complete an application.
Will I be contacted after I submit a request?
Yes. By submitting a request you consent to be contacted by the carriers, agents and marketing partners we match you with, by phone, text, or email, so they can discuss coverage and give you a quote. You can opt out at any time.
How do I stop being contacted?
You can withdraw your consent at any time through our Revoke Consent form, and you can ask any company that contacts you to stop directly. You can also exercise your state privacy rights, including opting out of the sale or sharing of your personal information, on our Privacy Rights page.
Still Have Questions?
Start a quote request and get connected with licensed carriers and agents in your state. Free to use, no obligation.