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How It Works
Requesting health insurance quotes takes a few minutes and costs you nothing
Tell us what you need covered
Answer a few short questions about your situation and the coverage you want.
Get matched with licensed providers
We share your request with licensed carriers, agents and marketing partners who write policies in your state.
Hear back from providers
The providers we connect you with follow up directly with the rates and coverage they can offer. Ask questions, and buy only if something fits. No obligation.
Health Insurance Articles & Guides
Helpful reading before you choose a policy
When a Health Claim Is Denied: Appeals and External Review
A denial is not the end of the process. Federal rules give you an internal appeal and an independent external review whose decision binds the insurer.
Read MoreCOBRA and Your Options After Losing Job-Based Coverage
COBRA lets you keep an employer health plan after you leave, at your own cost. Here are the deadlines, the duration rules, and the alternatives worth weighing.
Read MoreThe Ten Essential Health Benefits and Free Preventive Care
Every marketplace plan covers the same ten benefit categories, and most plans cover a list of preventive services with no cost sharing at all. Here is what that includes.
Read MoreHealth Insurance FAQs
Common questions before you request quotes
How do I get health insurance quotes?
Enter your ZIP code and answer a few short questions about your household, your income range, and whether you have coverage today. We pass those details to licensed carriers, agents and marketing partners who offer health plans in your state so they can follow up with options. There is no cost to use the service and no obligation to buy.
What information do I need to request a health insurance quote?
Expect to be asked your date of birth, your gender, how many people are in your household, your expected annual income range, whether you are currently insured, and whether you have had a major life event recently or have a major health condition. An agent or carrier will usually ask more detailed questions before enrolling you in a plan.
Why do you ask about household size and income?
Many health plans, including those sold through the federal and state marketplaces, base eligibility and any premium assistance on household size and income. Sharing a range helps the providers we connect you with point you toward plans you may qualify for. You are only asked for a bracket, not an exact figure.
Can I buy health insurance outside the open enrollment period?
Marketplace plans and most individual plans can generally be purchased only during the annual open enrollment period, unless you have a qualifying life event such as losing other coverage, getting married, having a baby, or moving. Some other types of coverage may be available year round. A licensed agent can explain what applies where you live.
Will a pre-existing condition affect my application?
Under federal law, plans sold on the individual market cannot deny coverage or charge you more because of a pre-existing condition. Some other products, such as short-term plans, follow different rules. Ask the agent or carrier which rules apply to the plan you are considering before you enroll.
Are you an insurance company?
No. We are not an insurer or an insurance agency. We do not issue policies, bind coverage, set rates, or give insurance advice. We connect you with licensed carriers, agents and marketing partners who do, and any plan you buy is a contract between you and that company.
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