Get Final Expense Insurance Quotes
Answer a few quick questions and get connected with licensed carriers and agents who offer final expense coverage in your state.
Enter your ZIP code to get started
Free to use. No obligation to buy.
How It Works
Requesting final expense insurance quotes takes a few minutes and costs you nothing
Tell us what you need covered
Answer a few short questions about your situation and the coverage you want.
Get matched with licensed providers
We share your request with licensed carriers, agents and marketing partners who write policies in your state.
Hear back from providers
The providers we connect you with follow up directly with the rates and coverage they can offer. Ask questions, and buy only if something fits. No obligation.
Final Expense Insurance Articles & Guides
Helpful reading before you choose a policy
Assigning a Death Benefit to a Funeral Home
An assignment directs part of a life insurance payout to a funeral provider instead of the beneficiary. Here is how it works and what to settle before signing.
Read MoreFinal Expense vs Pre-Need Insurance vs Burial Trusts
Three different ways to prepare for funeral costs, with different owners, different flexibility, and different consequences if you move or change your mind.
Read MoreFinal Expense vs Term Life: Which One Fits
Term life covers a period; final expense covers a lifetime at a smaller amount. The right answer depends on whether the need you are covering has an end date.
Read MoreFinal Expense Insurance FAQs
Common questions before you request quotes
What is final expense insurance?
Final expense insurance is a small whole life policy designed to cover funeral, burial or cremation costs and other end-of-life bills so that family members are not left paying them. It is sometimes called burial insurance or funeral insurance. The benefit is typically smaller than a traditional life policy, and the beneficiary can use the money for any purpose.
How do I get final expense insurance quotes?
Enter your ZIP code and answer a few short questions about yourself, including whether you use tobacco. We pass your request to licensed carriers, agents and marketing partners who offer final expense coverage in your state so they can follow up with options. The service is free to use and there is no obligation to buy.
Who is final expense insurance for?
It is most often bought by older adults who want to make sure their final costs are covered without leaving a bill behind, and by people who may not qualify for a traditional life policy because of age or health. Most carriers set an age range for these policies. A licensed agent can explain eligibility for the products available in your state.
Do I need a medical exam?
Usually not. Most final expense policies are simplified issue, which means a short set of health questions and no exam, or guaranteed issue, which asks no health questions at all. Guaranteed issue policies often pay a reduced benefit if death occurs from natural causes during the first two or three years. Always read the policy for how the benefit is paid.
How is final expense insurance different from term life?
Term life provides a larger benefit for a fixed number of years and ends when the term does. Final expense coverage is permanent: it stays in force for life as long as premiums are paid, the benefit is smaller, and premiums are usually fixed at the level set when the policy is issued. Which suits you depends on what you want the coverage to accomplish.
Are you an insurance company?
No. We are not an insurer or an insurance agency. We do not issue policies, bind coverage, set rates, or give insurance advice. We connect you with licensed carriers, agents and marketing partners who do, and any policy you buy is a contract between you and that company.
Ready to request final expense insurance quotes?
Get connected with licensed carriers and agents that serve your area.