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Bodily Injury Liability

Insurance Glossary

The part of an auto policy that pays for other people's medical costs, lost wages and related expenses when the insured driver is at fault in a crash. It also pays the cost of legal defense if the injured party sues. Limits are usually written as a per person amount and a per accident amount, and nearly every state sets a minimum that drivers must carry.

This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.