Exclusion
Insurance Glossary
A provision that states what a policy does not cover, whether a cause of loss, a type of property or a specific circumstance. Standard homeowners policies exclude flood, earthquake, ordinary wear and tear, and damage caused by lack of maintenance. Certain exclusions can be bought back by endorsement or covered by a separate policy, while others cannot.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.