Free Look Period
Insurance Glossary
A window after a life insurance policy is delivered during which the buyer can cancel it and get back every premium paid. The length is set by state law and commonly runs from 10 to 30 days, with longer windows often required for buyers above a certain age or for policies replacing existing coverage. The clock starts when the policy is delivered rather than when the application was signed, and cancelling inside it leaves the policy as though it never took effect.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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