HO-6 Policy (Condo Insurance)
Insurance Glossary
The standard condominium form, covering the interior of a unit, the owner's belongings and personal liability, while the association insures the building. How much interior coverage an owner needs depends on the association master policy, which may cover the unit only to the bare walls or may include the original fixtures. It commonly includes a small amount of loss assessment coverage, which can usually be increased by endorsement.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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