Medical Payments Coverage (MedPay)
Insurance Glossary
Auto coverage that pays medical expenses for the policyholder and passengers after a crash regardless of fault, usually in relatively small limits. It sits alongside health insurance and can absorb deductibles and copays, and unlike personal injury protection it generally does not pay lost wages or replacement services. Availability varies by state, and in some places it is offered alongside personal injury protection rather than instead of it.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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