Personal Liability Coverage (Coverage E)
Insurance Glossary
The part of a homeowners policy that pays when a member of the household is legally responsible for injuring someone or damaging their property. It applies to incidents away from the home as well as on the premises, and it pays legal defense costs in addition to any settlement or judgment. Business activities and auto accidents are excluded and handled by other policies.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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