Rideshare Coverage
Insurance Glossary
An endorsement that extends a personal auto policy to driving for a ride-hailing or delivery platform, which the policy would otherwise exclude. Personal policies contain a livery exclusion that removes coverage while carrying passengers or goods for pay, and the platform's own insurance is thinnest while the app is on but no ride has been accepted. That gap is what the endorsement is meant to close, and availability and terms vary by insurer and by state.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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