Service Line Coverage
Insurance Glossary
An endorsement covering the buried pipes and wires running from the street to the house, such as water, sewer, electrical and communication lines, which standard homeowners policies exclude. It typically pays to excavate, repair or replace the failed line and to restore the lawn or driveway disturbed by the work, subject to its own limit and deductible. It applies only to the portion of a line the homeowner is responsible for, and where that responsibility begins varies by utility and municipality.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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