Wind Mitigation Inspection
Insurance Glossary
An inspection that documents a home's wind resistant features, such as roof covering, roof deck attachment, roof to wall connections and impact rated windows and doors, so an insurer can apply credits. Florida uses a single standardized statewide form and requires property insurers to give discounts for verified features, and several other coastal states run their own programs. A report is usually good for several years unless the structure changes, and the size of any credit depends on the features found and on the insurer.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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