Claims

Browse our articles about claims

August 5, 2026

Rental Cars and Borrowed Cars: Whose Insurance Pays?

How coverage follows the car rather than the driver, what a rental counter's waiver actually does, and the fees a personal policy often will not pay.

Uninsured and Underinsured Motorist Coverage Explained

What UM and UIM pay for when the at-fault driver has no insurance or not enough, and why the rules differ sharply from state to state.

This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.