Discounts

Browse our articles about discounts

August 11, 2026

Accident Forgiveness and Vanishing Deductibles Explained

Two loyalty features that sound similar and work on opposite sides of a claim. Here is what each one actually does, what it costs you, and where it is not available.

Defensive Driving Courses and Mature Driver Discounts

Many states require insurers to offer a discount to older drivers who complete an approved course. Here is how the mandates work and what the course does not do.

Bundling Home and Auto: What Multi-Policy Actually Does

A multi-policy credit is only part of what bundling changes. Here is how the discount is applied, what a single loss deductible does, and when splitting still wins.

Insuring a Student Away at College

A student who moves to campus stays on the family policies in some ways and not others. Here is what changes for belongings, liability and the car.

Telematics and Usage-Based Insurance: How Tracking Works

What a driving-tracking program actually measures, how the data reaches your rate, and the questions to ask before enrolling a car or a household.

Adding a Teen or Newly Licensed Driver to Your Policy

When a new driver has to go on your policy, how insurers treat them, and the discounts and coverage decisions worth raising before they start driving.

Insurance Discounts Worth Asking Your Agent About

A practical list of auto and home discounts that commonly exist, why they are not applied automatically, and how to raise them at renewal.

This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.