Open Enrollment Period
Insurance Glossary
The annual window during which a person can enroll in a health plan or switch plans without needing a special reason. The Marketplace period runs in the fall for coverage starting January 1, with dates varying in states that operate their own exchange, and employer plans set their own window each year. Outside it, enrolling generally requires a qualifying life event that opens a special enrollment period.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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