Other Structures Coverage (Coverage B)
Insurance Glossary
The part of a homeowners policy covering structures on the property that are not attached to the house, such as a detached garage, shed, fence or in-ground pool. The limit is usually set as a percentage of the dwelling limit rather than chosen separately, and it can often be raised by endorsement. Structures used for business purposes or rented to others are commonly excluded or limited.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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