Proof of Loss
Insurance Glossary
A sworn statement a policyholder gives the insurer detailing what was damaged or lost, when it happened, and what it was worth. Property policies commonly require it within a set number of days after the insurer asks for it, supported by documents such as receipts, photographs or repair estimates. Missing the deadline can delay payment and, in some states, jeopardize the claim entirely.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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