Public Adjuster
Insurance Glossary
A licensed claims professional hired and paid by the policyholder to document a loss and negotiate the settlement with the insurer. Unlike staff and independent adjusters, who work for the insurer, a public adjuster represents the policyholder's side of the claim. Fees are typically a percentage of the settlement, and states regulate licensing, contract terms, fee caps and how soon after a disaster a public adjuster may solicit business.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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