Accident Forgiveness
Insurance Glossary
A feature offered by some insurers that waives the premium surcharge normally applied after a policyholder's first at-fault accident. It is usually earned by going a set number of years without an at-fault claim or added for an extra charge, and it typically applies once per policy rather than to every driver or every accident. The accident still appears on the driving record and in claims history reports, so a different insurer can still rate for it, and availability varies by state.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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