Admitted Carrier
Insurance Glossary
An insurer licensed by a state insurance department to write business in that state, with its rates and policy forms filed with the department. Policyholders of an admitted carrier are backed by the state guaranty association, which pays covered claims up to statutory limits if the insurer becomes insolvent. Most personal auto and homeowners policies are written by admitted carriers, and complaints about them can be taken to the state regulator.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.