Adjuster
Insurance Glossary
The person an insurer assigns to investigate a claim, determine what the policy covers, and estimate the amount of the loss. Staff adjusters are employees of the insurer and independent adjusters are contracted by it, but both represent the insurer's interest. A public adjuster is a separate role, hired and paid by the policyholder to handle a claim on their behalf, and licensed by the state.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.