C.L.U.E. Report (Comprehensive Loss Underwriting Exchange)
Insurance Glossary
A claims history database insurers check when quoting, holding up to seven years of auto and property claims reported by participating insurers. Each entry lists the date, the type of loss and the amount paid, and a property report follows the address rather than the owner, so claims filed by a previous owner can appear. Consumers may request a free copy of their own report each year under federal law and dispute entries they believe are wrong.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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