Combined Single Limit (CSL)
Insurance Glossary
Auto liability written as one maximum covering bodily injury and property damage together, rather than the three separate caps used in split limits. A single limit can be applied entirely to one seriously injured person or spread across several claims from the same crash, whichever the loss requires. That flexibility removes the per person cap that can leave a gap under split limits, and it appears more often on commercial and umbrella policies than on personal auto.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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