Named Driver Exclusion
Insurance Glossary
An endorsement that removes one specific person from an auto policy, so there is no coverage at all when that person is driving the insured vehicle. Households use it to keep a driver with a poor record or a suspended license from raising the price of the policy. Not every state permits it, some require the excluded driver to sign the form, and a crash while the excluded person is driving can leave the vehicle owner personally responsible for the damages.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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