No-Fault Insurance
Insurance Glossary
An auto insurance system in which each driver's own policy pays their medical costs after a crash, regardless of who caused it. It is paid through personal injury protection, and in exchange the right to sue the other driver is limited unless the injuries pass a threshold set by state law. Only a minority of states use the system, the thresholds differ among them, and states have both adopted and repealed no-fault requirements over time.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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