Non-Owner Car Insurance
Insurance Glossary
A liability policy for someone who drives but does not own a vehicle, covering injury and property damage they cause while driving cars belonging to others. It includes no collision or comprehensive coverage, since there is no vehicle to repair, and it pays after any coverage carried by the car owner. It is commonly used to keep coverage continuous between vehicles or to satisfy an SR-22 filing, and it does not cover vehicles owned by members of the policyholder's own household.
This content is for general informational purposes only and is not insurance, legal, or financial advice. Coverage, exclusions, eligibility, and pricing vary by insurer, by policy, and by state, and only the policy documents control what is covered. Always confirm the details of any coverage with a licensed insurance agent or the issuing carrier before you buy.
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